Why Does a Bank Need a Valuation? If you are considering purchasing a new home or want to remortgage your current property, your mortgage lender or bank will carry out a valuation survey on the property to ensure that the amount of money that you want to borrow to make the purchase or remortgage is in line with the amount that the property is worth. If you are in the Read More…
6 Reasons Why You Might Need a Valuation Survey If you are planning to buy a new home and want to use a mortgage to do so, your mortgage lender will usually have a valuation survey carried out on the property to ensure that it is worth the amount that you are going to borrow in order to pay for it. There are also other situations where a mortgage lender Read More…
Reasons to Have a Chimney Removed Chimneys were once an essential part of any home, but today they have become a relic of the past. With electric fires and central heating some of the most popular ways to heat modern homes, the majority of people who have a fireplace and a chimney in their home do not use them as a main heat source for the room. As a result, Read More…
What Does a Full Structural Survey Entail? If you have been house-hunting and have found a property that you love and want to buy, it’s always recommended by the experts that you have a survey carried out on the building before you go any further. If you have made an offer on the property that has been accepted by the seller, you will want to know that your money is Read More…
Are Structural Surveys Worth the Extra Expense? When buying a new property, it is always recommended by the experts that you have a building survey carried out on the property before you finalise the buying process and become the new owner. In many cases, the survey might be required by your mortgage lender, and its purpose is to ensure that you are fully informed regarding anything that you might need Read More…
Homebuyers Surveys Vs Full Structural Surveys If you’re looking to buy a new home and have found a property that you like, it’s a wise idea to invest in a home survey that will be carried out before you start the home buying process in earnest. The surveyor will visit the property to inspect it for any signs of damage or issues that could be costly for you to repair Read More…
7 Useful Facts about Homebuyers Surveys If you are looking at a property that you want to buy, it’s important to make sure that you are able to make a completely informed decision before entering into the buying process and finalising your purchase. Since the property is likely going to be one of if not the biggest investment that you will ever make in your life, making sure that you Read More…
The Pros and Cons of a Homebuyer Survey Buying a house can be a lengthy and expensive process, and whether you are going to be buying your first home or are investing in a second or third property, it’s important to know that you are going into the process as informed as possible about the house and anything that could potentially be wrong with it. Since many issues and defects Read More…
How Much Does a Homebuyer Survey Cost? If you have been house hunting and have found a property that ticks all the boxes for you, made an offer that has been accepted by the seller, and are getting ready to transfer the ownership of the home into your name, it’s important to get a survey carried out before you begin the process of finalising the purchase. Whether you are buying Read More…
Before a bank agrees to lend money to a homebuyer for a house purchase, they will first want to ensure the property’s value will enable them to recoup their losses if the borrower can’t keep up with their repayments. There are many types of property surveys that buyers and sellers may commission during the sale or purchase of a house; a bank valuation report is one of the most common. Read More…